Importance Of Individual Health Insurance

I live away from my house and family in chandigarh and go to my home and parents twice a month. My parents are always worried about me and my health as I'm living away from them. My dad is always tensed that what if any emergency comes on his son(me).

Two weeks back i understood that they are worrying about me that is normal upto an extent when i was hit by a cow on the road while riding the bike in night then i thought that any worse incident could have happened.The worst thing at the time of my accident was that i was having only 20Rs in my pocket, that was the only amount i was having at the time. I waited for my dad to come and it took me 2 hours to the hospital as my dad was not getting the place of incident.

I decided to have an individual health insurance so that I couldn't be afraid of these incidents. I searched online for best health insurance and individual health insurance, I found various insurance providers like ICICI, Max, Bajaj, Religare Health Insurance and many more. After consulting one of my friend who is working in Religare Health Insurance I pen down some major reasons that why should i go for Individual Health Insurance which are as under

Cashless Treatment
Medical inflation rates have gone high
Non-affordability of high medical costs can lead to poor healthcare or inadequate treatment
You may face financial distress after/during a hospitalization
Your years of savings will be gone at one go if are hospitalized for any critical illness
You enjoy a host of medical benefits if you are insured
Enjoying tax benefits is an icing on the cake.

Most beneficial point of having Individual Health Insurance is that in any incident I can just show my Insurance card and get cashless treatment anywhere. Now my parents are less worried about my health because they know i have a backup in case of any emergency.

Comments

Touching the Sky - A Child's Play

After having a long time discussion with myself when i was unable to decide what i wish to do, I stood up taking a long breath and decided whatever will come on my mind I'll do it for my own satisfaction. This was very tough to decide this thing and set in my mind and took a long time to implement too. Actually these are not my words but are from everyone in youth when they get fed up. Youth has the power to do anything but when they are kids they are always demotivated. If a child watches towards the sky in the night and say that he wanted to touch the sky or stars he will always be told by his parents that he can't do this as the stars or sky is very far away and there starts a feeling inside the child that he can't do it. Instead of demotivating the kids if we say yes son you will be able to do it when you will work hard and become an astronaut he will be more happy and would try to do his best. It is said every time that touching sky is not a play of childr...

Don't Wait, Just Make Your Own Opportunity!!

Running from doing any work is fine till we are studying in college life. It seems pretty interesting and enjoyable that we do spend maximum of our time with our friends or best buddies, but when the college life ends everyone has to be on his own and move on with a smile to find the opportunity of making the carrier. Until we don't know what we want to do, we can't be successful in life. Our maximum of youngsters try to go out of country so that they can earn well saying that they were not getting the chances and opportunities. This is not the right way you should at-least try for the perfect opportunity. Guys wake up! Opportunities can not be purchased from the market, you have to make it with your own efforts and hard work.Take an example of Neil Armstrong, he recognised his opportunity and utilised it so well that world will forever remember him. Its the time to do something and show your passion like he did. Lets have some steps to find the opportunity Find...

One Day Trip from Mohali, Punjab to Sadhupul, Himachal Pradesh

It was a while I have not been on an outing, I was getting frustrated with my work and the busy schedule that was going on from last 5 months. I finally decided to have an outing and as Haripurdhar is my favorite weekend spot I first decided to visit Haripurdhar but I was not getting anybody ready with me to go there and only Harry agreed to come along with me but only for Sunday(not Saturday). I was searching for a place where we can go and come back in a single day and suddenly I recalled a name and that was "Sadhupul" I heard the name from one of my colleagues and I liked the place when I saw images on Google images. We finally decided to leave at 7:30 AM next day morning which was Sunday, but as It was Sunday! I was not willing to leave my bed so early. Somehow I managed to wake up at 8:30 AM as Harry was calling again and again and get ready by 9:00 AM (I'm super fast to get ready, LoL). I picked up Harry and we finally started from Mohali at 9:30 AM. Be...

That's On My Mind

Search This Blog